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Over 36% of Americans believe they’ll never be able to retire. Over 45% believe they’ll have to work for the rest of their life to make ends meet. A recent study from AARP suggests that this has to do with a lack of preparation and income planning. 42% of Americans don’t feel prepared for retirement, even though 87% … Read more

It’s not uncommon for people to rush into retirement without making the right preparations. When they do so, they can make mistakes like buying too much of their company’s stock or underestimating the cost of retirement.  One of the most important things to do before you leave your job is to do some income planning. Determine how … Read more

Retirement is one of the most important financial milestones you will face in your life. As a federal employee, you access incredible benefits and retirement plans to help you achieve your financial goals. With so many options available, it can be tough to understand which benefits are right for you and how to maximize your … Read more

Picture the golf ball rolling across the green and dropping into the center of the cup for a thrilling one-shot victory over your playing partners. While not exactly the same as sinking a putt to win the Masters, you still get a sense of accomplishment and a moment of joy. Smell the ocean air while … Read more

Annuity sales have been on the upswing in recent years as more and more Baby Boomers approach retirement age. Those who have already retired are living longer and are worried about outliving their money. While there are many financial advisors who think that annuities can be an excellent investment for retirement, there are also critics … Read more

Adding an Index Universal Life (IUL) policy to your portfolio can be a smart and strategic move for anyone looking to accumulate wealth and increase their income during retirement. As any financial adviser will tell you, the sooner you start planning for retirement, the better. Whether you are 30, 40, or 50, now is the … Read more

An interesting article titled Six feet under as a retirement plan? commented on a Wells Fargo Survey about the state of retirement planning in America. People are living well into their 80s and 90s and are worried about outliving their money. At the same time, finding the right investments in today’s economy is difficult. As … Read more