If you’re approaching retirement or changing jobs, one of the smartest financial moves you can make is to roll over your 401(k) into a secure, income-generating vehicle. At Advanced Capital Management (ACM) in St. Petersburg, we specialize in helping clients transition their retirement savings into Fixed Index Annuities (FIAs) that offer the potential for growth and guaranteed lifetime income.
What Is a Fixed Index Annuity?
A Fixed Index Annuity is a type of annuity contract that earns interest based on the performance of a market index (like the S&P 500) — without direct market exposure. It offers the safety of principal, tax-deferred growth, and the option for lifetime income, making it a popular choice for retirees who want predictable income they can’t outlive.
Why Roll Over Your 401(k) into a Fixed Index Annuity?
If you’re no longer with your employer or retiring soon, rolling over your 401(k) into a Fixed Index Annuity can offer several long-term advantages:
Protection from Market Losses
Tax-Deferred Growth
Guaranteed Lifetime Income Options
No Required Minimum Distributions (RMDs) until age 73
Legacy Benefits for Heirs
Customized Annuity Strategies in St. Petersburg
At ACM, we don’t believe in one-size-fits-all solutions. Our advisors take time to understand your personal retirement goals, then build a custom strategy that includes annuities where appropriate. Whether you’re looking for a deferred income annuity, a lifetime income rider, or a Fixed Index Annuity with a growth potential, we help you make the most of your rollover.
Halo of Safety Around Your Retirement
With a Fixed Index Annuity, you’re not just transferring funds — you’re creating a halo of financial security around your future. These annuities are designed to outlast market downturns while delivering guaranteed monthly payments for life. They’re ideal for those who want steady income without the fear of running out of money in retirement.
Start Your 401(k) Rollover Today with ACM
If you’re wondering whether a Fixed Index Annuity is right for your 401(k) rollover, let the experts at Advanced Capital Management – St. Petersburg help. We’ll walk you through your options and design a plan that prioritizes safety, security, and sustainable income.
Schedule a consultation today
www.advancedcapitalmanagement.net
