Insurance Agency Serving
Tampa, FL
Annuities, Life Insurance & Retirement Planning for Tampa Residents
Advanced Capital Management has been helping families in Tampa and across Pinellas County with retirement planning, annuities, and life insurance since 1986. Our office is about 30-40 minutes from Tampa across the bay — and we're always just a phone call away.
⏱ Same-week availability · 100% free · No pressure, no obligation
Retirement Planning & Insurance for Tampa Residents
Tampa is a big city with a lot of financial advisors — so why do Tampa residents drive across the Howard Frankland Bridge to work with us? Because after 35+ years in the business, we've earned a reputation for telling people the truth about their retirement money, even when the truth isn't what they want to hear.
Advanced Capital Management is based in St. Petersburg, but we work with plenty of Tampa families — from South Tampa to New Tampa, Westshore to Channelside. We specialize in annuities, life insurance, and retirement planning for people who want guaranteed income, not stock market gambles.
If your in Tampa and you want a second opinion on your retirement plan — or if you don't have one yet — call us at (727) 542-7659 for a free 20-minute review. We'll tell you exactly where you stand.
What We Offer Tampa Clients
Annuities
Fixed index annuities, lifetime income annuities, multi year guaranteed annuities, and 401(k) rollovers for Tampa residents looking for guaranteed retirement income.
Learn MoreTax-Free Life Insurance
Index universal life insurance with tax-free cash value, death benefit protection, college funding, and mortgage protection for families in Tampa.
Learn MoreRetirement Planning
FRC certified federal benefits consulting, social security optimization, Roth conversions, and income planning for Tampa residents approaching retirement.
Learn MoreWhy Tampa Residents Trust ACM
Tampa's economy has been booming, and that's great — but it also means the cost of living has gone up fast. Housing costs, property insurance, and healthcare in Hillsborough County have all climbed. For Tampa residents approaching retirement, the question isn't just "have I saved enough?" but "will my savings keep up with Tampa's rising costs?"
We see a lot of Tampa clients who've been with the same financial advisor for years but haven't gotten a real retirement income plan. They've been told to "stay the course" and "ride out the market" — but nobody's shown them exactly how their savings will turn into monthly income. That's what we do differently. We map out every dollar.
Tampa also has a large federal and military workforce — MacDill Air Force Base, the VA, federal courthouse employees. John Ziesing is FRC certified to analyze federal employee benefits, so if you're a federal worker in Tampa, we can show you what your full benefits package is worth and how to maximize it before you retire.
Common Retirement Questions from Tampa Clients
"My 401(k) took a hit and I'm nervous about retiring"
Market losses are scary when retirement is around the corner. We help Tampa clients move vulnerable savings into fixed index annuities that protect your principal from future drops. You keep what you have and get growth potential without the downside risk.
"I'm at MacDill and thinking about retirement"
If your a federal or military employee at MacDill AFB, your benefits package is complex — FERS, TSP, FEHB, TRICARE, military pension. We specialize in analyzing all of these together so you can retire with confidence. Most MacDill employees we meet don't realize how much their total benefits are worth.
"My spouse and I can't agree on when to retire"
Different retirement timelines are super common for Tampa couples. We help both spouses understand the financial impact of different scenarios — what happens if one retires at 60 and the other at 65, how to coordinate social security, and how to set up income bridges to cover the gap.
"I want to move to Tampa from up north — can I afford it?"
We work with a lot of snowbirds and transplants who are relocating to the Tampa Bay area. We help you figure out if your retirement savings can support Tampa's cost of living — including property insurance, which is way higher than most northern states.
Why Tampa Families Choose Advanced Capital Management
- 35+ years of experience in Pinellas County
- FRC certified Federal Benefit Consultant
- Perfect 5.0 star Google rating — 28 real reviews
- Free 20-minute consultation, no obligation
- Independent agency — we shop dozens of carriers
- Licensed in 11 states for multi-state families
⏱ Same-week availability · 100% free · No pressure, no obligation
Frequently Asked Questions — Tampa Insurance & Retirement
Real questions from clients in Tampa and surrounding areas. Call us at (727) 542-7659 if you don't see your question here.
Does Advanced Capital Management work with Tampa clients?
Who is a good financial advisor in Tampa for retirement?
Can you help MacDill AFB employees with retirement planning?
What are the best retirement income options for Tampa retirees?
Do you offer virtual meetings for Tampa clients?
Book Your Free 20-Minute Benefits Review
Pick a time that works for you. We'll review your current plan, answer your questions, and show you where you stand — no pressure, no obligation. Available by phone, video, or in person for Tampa residents.
⏱ Same-week availability · 100% free · No pressure, no obligation
Also Serving Nearby Tampa Communities
Our office is at 2500 Boca Ciega Dr N in St. Petersburg. We serve clients throughout Pinellas County and Tampa Bay. Whether you're in Tampa or any of these nearby areas, we're here to help.
Book Your Free 20-Minute Benefits Review
No obligation, no pressure. Just honest answers from a team that's been helping Tampa and Pinellas County families since 1986.
⏱ Same-week availability · 100% free · No pressure, no obligation